Condo Coverage

Condo Coverage

If you own a condo, you were probably presented with your condo associations master insurance policy. Did you know that the deductibles on those policies can be in the tens of thousands depending on the coverage they selected? A personal condo policy fills in the gaps in the master insurance to provide coverage where your master policy leaves off. A personal condo policy not only bridges the gap between your condo association’s policy and your personal condo policy, but also provides coverage for your contents and liability.

Master condo policies can be tricky. Do they provide coverage for the upgrades you make? What about your cabinets and countertops? Let us help review your policy to make sure you are properly covered for what you need, not just the association.

The condo association’s policy covers the physical building you reside in and will also cover shared property like a pool. However, it is up to you to cover your own property and liability.

Did you know?

  • You can be assessed for damage to a common area? A personal condo policy can provide loss assessment coverage to help mitigate those bills.
  • You could be responsible for the walls in your unit, not just your belongings!
  • Your personal policy provides liability coverage

To learn more about your condo unit insurance options, contact our experts at Charles G Jordan Insurance Agency located in Weymouth, Massachusetts. Put our 60 years of expertise and experience to use to make sure you have the right coverage for your specific situation.

Give us a call today at 781-337-0427, or visit us at 440 Washington St. Suite 101 in Weymouth if you want to talk about your home insurance.

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Address: 440 Washington St. Suite 101 Weymouth, MA 02188
Phone: (781)-337-0427

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