Did you know that if someone gets hurt on your property – even if it is not your fault – you can be sued? If you don’t have the right insurance coverage, seemingly small accidents can result in large bills.
You may find yourself wishing you had purchased liability coverage if you are being sued for issues like
- A neighborhood’s child injuring himself on your backyard swing set,
- A guest injuring herself after tripping and falling on your front steps, or
- Your dog biting someone on your property.
You may also face lawsuits for issues as diverse as emotional distress or sickness and disease.
Your homeowner’s policy should include some liability coverage, but it may be limited. Personal umbrella liability coverage picks up where your homeowner’s and auto policy leaves off. Similarly, you may need additional auto coverage in case of a large bodily injury claim. Here, too, an umbrella policy can provide you with extra coverage beyond your base policy.
It is important to be sure you have adequate liability protection for the simple fact that lawsuits have the potential to destroy your net worth. Homeowner policies and personal umbrella liability policies are too important to navigate on your own. Work with Jordan Insurance Agency’s experienced agents to find out what the best policy is for your situation. Remember: We work for you, not the insurer.
To learn more about your personal umbrella liability coverage options, contact our Weymouth, Massachusetts based agents at Charles G. Jordan Insurance Agency. Put our 60 years of expertise and experience to use to make sure you have the right coverage for your situation. Give us a call today at 781-337-0427, fill out the form to the right, or visit us at 17 Front Street in Weymouth if you want to talk about your umbrella liability insurance needs.